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New York Loan Signing Agent Requirements

Everything a notary loan signing agent needs to know about operating in New York: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.

Commission Term
4 years
Max Fee
$2 per notarial act
Journal Required
No
Bond Required
No
RON Authorized
Yes
Notary Authority
Secretary of State

Key Facts for New York LSAs

  • ◆Commission term: 4 years
  • ◆$2 maximum fee per notarial act (very low — market rate for loan signings is $75-$200)
  • ◆No surety bond required
  • ◆Exam required for initial commission
  • ◆Journal optional
  • ◆RON authorized
  • ◆High-volume market — NYC metro among busiest in the country

Journal Requirements

Optional

Optional but strongly recommended

Remote Online Notarization (RON)

Authorized

RON authorized under ESRA and Electronic Notarization regulations

Acceptable Identification

  • NY Driver's License
  • NY ID
  • Passport
  • Military ID

Acknowledgment Wording

New York uses specific statutory short forms — standard or short form both acceptable

E&O Insurance

E&O not required by state

Loan Signing Agent (LSA) Certification

No state LSA certification; NNA certification widely required by signing services

Notary Commission Renewal

New York notary commissions are issued by the Secretary of State. Commission term: 4 years.

https://www.dos.ny.gov/licensing/notary ↗

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