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North Carolina Loan Signing Agent Requirements

Everything a notary loan signing agent needs to know about operating in North Carolina: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.

Commission Term
5 years
Max Fee
$10 per notarial act
Journal Required
No
Bond Required
No
RON Authorized
Yes
Notary Authority
Secretary of State

Key Facts for North Carolina LSAs

  • ◆Commission term: 5 years
  • ◆$10 maximum fee per notarial act
  • ◆Notary education course required for first commission
  • ◆No surety bond required
  • ◆Journal optional
  • ◆RON authorized

Journal Requirements

Optional

Optional

Remote Online Notarization (RON)

Authorized

RON authorized under SB 131

Acceptable Identification

  • Driver's license
  • State ID
  • Passport
  • Military ID

Acknowledgment Wording

Standard North Carolina acknowledgment per NCGS § 10B

E&O Insurance

E&O not required

Loan Signing Agent (LSA) Certification

No state LSA certification

Notary Commission Renewal

North Carolina notary commissions are issued by the Secretary of State. Commission term: 5 years.

https://www.sosnc.gov/notary ↗

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