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Michigan Loan Signing Agent Requirements

Everything a notary loan signing agent needs to know about operating in Michigan: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.

Commission Term
6-7 years (tied to voter registration)
Max Fee
$10 per notarial act
Journal Required
No
Bond Required
No
RON Authorized
Yes
Notary Authority
Secretary of State (county clerk handles processing)

Key Facts for Michigan LSAs

  • ◆Commission tied to voter registration date — term varies (6-7 years)
  • ◆$10 maximum fee per notarial act
  • ◆No surety bond required
  • ◆Journal optional
  • ◆RON authorized

Journal Requirements

Optional

Optional

Remote Online Notarization (RON)

Authorized

RON authorized under HB 4304 (2020)

Acceptable Identification

  • Driver's license
  • State ID
  • Passport
  • Military ID

Acknowledgment Wording

Standard Michigan acknowledgment

E&O Insurance

E&O not required

Loan Signing Agent (LSA) Certification

No state LSA certification

Notary Commission Renewal

Michigan notary commissions are issued by the Secretary of State (county clerk handles processing). Commission term: 6-7 years (tied to voter registration).

https://www.michigan.gov/sos/notary ↗

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