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Illinois Loan Signing Agent Requirements

Everything a notary loan signing agent needs to know about operating in Illinois: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.

Commission Term
4 years
Max Fee
$1 per signature
Journal Required
No
Bond Required
No
RON Authorized
Yes
Notary Authority
Secretary of State

Key Facts for Illinois LSAs

  • Commission term: 4 years
  • $1 maximum fee per signature (not per document)
  • No surety bond required
  • Journal optional
  • RON authorized

Journal Requirements

Optional

Optional; recommended for loan signings

Remote Online Notarization (RON)

Authorized

RON authorized under Public Act 102-0160

Acceptable Identification

  • Driver's license
  • State ID
  • Passport
  • Military ID

Acknowledgment Wording

Standard Illinois acknowledgment per 5 ILCS 255

E&O Insurance

E&O not required by state

Loan Signing Agent (LSA) Certification

No state LSA certification

Notary Commission Renewal

Illinois notary commissions are issued by the Secretary of State. Commission term: 4 years.

https://www.ilsos.gov/notary

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