How Deluxe eChecks Work: Getting Paid as a Signing Agent

March 5, 2026

Most signing services — Snapdocs, Amrock, SigningOrder, ServiceLink, and others — pay LSAs through Deluxe Payment Exchange (DPX). If you've ever received an email from "Deluxe" with a link to claim a payment, that's DPX.

How It Works

1. You complete a signing and submit your invoice

2. The signing service processes payment through Deluxe

3. You receive an email from Deluxe (noreply@deluxe.com or similar) with a link to claim your payment

4. You log in to payments.deluxe.com and choose your deposit method

Deposit Options

**Print the check (free):** Download and print a paper check, deposit via mobile or in-person. No fee.

**Direct deposit ($4.99 fee):** Enter your bank routing and account number. Arrives in 1-3 business days. The $4.99 is deducted from your payment.

**Debit card transfer (fees vary):** Instant or near-instant to a linked debit card. Fees are higher than direct deposit.

**PayPal:** Transfer to your PayPal account. Fees vary.

For most LSAs doing volume, the free print-and-deposit option is worth the slight inconvenience to avoid the $4.99 per-check fee. At 10 signings/week that's $200+/year in fees.

Check Expiration

Deluxe eChecks expire after 90 days if not claimed. If you miss the email and the check expires, contact the signing service — they will need to reissue payment.

The Most Common Problem: Missing Email

The Deluxe notification email frequently lands in spam. If you're waiting on payment and it hasn't arrived:

1. Check your spam folder for emails from Deluxe

2. Search your inbox for "Deluxe" or "payments.deluxe.com"

3. If not found after 2-3 business days from when payment was scheduled, contact the signing service

Setting Up Direct Deposit Once

The first time you deposit via direct deposit on DPX, you enter your bank info. Deluxe saves it for future payments — you won't have to re-enter it each time.

Tracking in SigningOS

SigningOS tracks your payment method per order. When you mark an order paid and select "eCheck (Deluxe)", the app deep-links to payments.deluxe.com so you can claim your check without leaving your workflow. Payment dates, amounts, and aging are all logged automatically.